Recent Mortgages, Lenders and Government Schemes

  • closed door
    FAQ

    PAS FAQ: Lock out agreements in conveyancing transactions

    2021-04-23T09:20:00Z

    When acting for a seller, how should you deal with a buyer’s request to agree to an exclusivity or lock out agreement? Our Practice Advice Service explains.

  • Website refresh image
    News

    UK Finance to move the Mortgage Lenders' Handbook to a new webpage

    2020-07-13T09:12:00Z

    UK Finance will be moving the Mortgage Lenders’ Handbook to a new webpage on 29 July 2020.

  • peter-rodd-600x400
    Feature

    Lend an ear

    2019-12-10T00:00:00Z

    Peter Rodd reports on the results of a survey about the challenges conveyancers face when working with mortgage lenders

  • Digitalmortgage
    News

    Land Registry publishes updated guidance on digital mortgages

    2019-10-28T17:26:00Z

    Land Registry has updated its guidance pages on digital mortgages. There are three guides - for homeowners, mortgage lenders and conveyancers

  • Paresh Raja
    Feature

    Lending weight

    2019-09-10T00:00:00Z

    How is Brexit affecting mortgage lenders, and clients and investors buying with mortgage finance? Paresh Raja provides a personal perspective

  • Peter Rodd
    Feature

    Lending a hand

    2019-06-11T00:06:00Z

    In April, Peter Rodd chaired a roundtable event with six of the major lenders, between them representing over 50% of the current mortgage market. How can solicitors and lenders work better together to make the process quicker and simpler?

  • Group of people assembling parts of a self-build property
    Feature

    Brick by brick

    2018-12-05T10:24:00Z

    Self- and custom-build are becoming increasingly common. Charlie Blagbrough argues that this development could reinject diversity into house building and supply, and explains how the lending process works in this market

  • Russell Hewitson
    Feature

    Support system

    2018-12-05T10:21:00Z

    Russell Hewitson , chair of the Conveyancing and Land Law Committee, provides an update on the committee’s work representing and supporting the profession, including around leasehold, fraud and the electronic execution of documents

  • Joy Bailey
    Feature

    Signed, sealed, delivered

    2018-06-06T00:00:00Z

    As part of our regular series from HM Land Registry, Joy Bailey provides an update on the execution of deeds or documents using electronic signatures

  • people riding a pig 1000x1000
    Feature

    In the family

    2017-09-06T00:00:00Z

    The ‘Bank of Mum and Dad’ is now one of the top 10 mortgage lenders. So how should you advise clients receiving funds from family, and when should you advise them to consult a family lawyer? Jo Edwards , Jamie Gaw and Anna Jassani explain.

  • thom wilkinson 140x96
    Feature

    Breathing room

    2016-06-02T13:29:00Z

    As of 20 June 2016, the deadline for telegraphic transfers of funds – also known as CHAPs payments – will be extended by one hour and 40 minutes. Thom Wilkinson explains the implications of the change for practitioners

  • Peter Reekie, commentator
    Analysis

    Dishonest discharge

    2016-04-26T14:50:00Z

    The High Court has ruled that Land Registry can sue conveyancers for mortgage representations - a reminder of the care that needs to be taken when making representations, says Peter Reekie

  • Warren Gordon
    Analysis

    Property Section committee end of year review

    2015-12-11T15:06:00Z

    We speak to Property Section committee members Myfanwy McDonagh and Philip Askew, and chair of the land law and conveyancing committee Warren Gordon, about their experiences of 2015, and what’s on the horizon for 2016

  • kevin obrien
    Analysis

    Spotlight: E.Surv v Goldsmith Williams [2015] EWCA Civ 1147

    2015-12-08T14:37:00Z

    Kevin O’Brien, director and head of lender services at JCP Solicitors, comments on this recent Court of Appeal decision, likely to be of particular interest to lenders, and to solicitors acting for lenders

  • Peter Reekie, commentator
    Analysis

    The right to an indemnity: Swift reaches the Court of Appeal

    2015-06-02T12:03:00Z

    In what circumstances may registered chargees be entitled to an indemnity under schedule 8 to the Land Registration Act 2002?

  • News

    Implementation of the mortgage credit directive: Law Society response

    2015-03-03T00:00:00Z

    The Law Society has responded to the Financial Conduct Authority’s (FCA) proposals for the implementation of the European Mortgage Credit Directive (MCD).

  • Stephen Boyle
    Feature

    No good advice

    2015-03-03T00:00:00Z

    The risks attached to giving independent legal advice are well known throughout the profession. But, as Stephen Boyle  warns, in attempting to limit their exposure to giving advice, firms are not actually managing the risks at all, but leaving themselves open to litigation

  • Paul Sagar
    Analysis

    Spotlight: Charalambous v Ng

    2015-01-27T17:12:00Z

    In yet another twist in the tale of tenancy deposits, the Court of Appeal has been presented with another scenario not clearly addressed by the relevant legislation or existing case law

  • Paul Sagar
    Analysis

    Spotlight: Co-operative Bank plc v Phillips

    2014-10-06T14:18:00Z

    The High Court has considered the circumstances in which possession proceedings commenced by a lender will be considered collateral to its powers.

  • News

    ​Law Society raises concerns over Lender Exchange

    2014-06-10T12:49:00Z

    The Law Society has raised concerns over the new Santander Conveyancing Panel Portal, now known as Lender Exchange