Paul Saunders
Paul Saunders is an independent trust consultant
FeatureBrought into relief
Paul Saunders examines the circumstances in which capital gains tax main residence relief can be claimed in an estate, with HMRC responses to a range of typical scenarios
FeatureThe estate is not enough
We have all seen wills in which beneficiaries question whether the existence of the transferable nil-rate band changes the amount payable under a nil-rate band legacy. Paul Saunders assesses what happens where the estate is insufficient to satisfy the legacy in any event
FeatureTaxing disposals
In April 2020, the rules for paying capital gains tax on the sale of UK residential property changed, with the tax becoming payable upfront. Paul Saunders explains some of the ways it affects personal representatives and trustees
FeatureMere chattels?
Many testators gift chattels to executors absolutely to avoid the hassle of regularly updating their wills. It’s usually straightforward but, as Paul Saunders explains, tax and other implications can arise
FeatureClaim checks
The claims deadline for mis-sold payment protection insurance (PPI) is just a few months away. While it’s not always clear when administering a deceased person’s estate if they had PPI, Paul Saunders explains why fiduciaries should still consider making a claim
FeatureStaking a claim
We’ve all seen adverts urging us to claim for mis-sold payment protection insurance, and how easy the process is. But is it as simple once someone has died? Paul Saunders explains what options are open to those administering an estate